Your money, finally clear.
The bilingual AI budget app that acts like a personal CFO — so you can stop logging and start living.
Built to beat every other budget app.
Every other budget app is Excel with charts. Plata is a financial advisor.
Not just charts. Finds zombie subscriptions, predicts overdrafts, and answers questions from your real data.
English and Spanish as peers. Not a bolted-on translation — a first-class language for your family.
Your data is yours. Local-first encryption. No ads, no data selling, ever.
Doesn't dwell on the past — predicts the next 90 days. You always know what's safe to spend.
Shared budgets with private zones. Your salary, their debt, each individual spend, shared home expenses.
Instead of dull categories, concrete goals: the Disney trip, the house, the emergency fund.
Ask anything about your money.
Plata knows your income, accounts, spending, and goals. Ask it anything like you're talking to an advisor who already knows what matters.
Look forward, not backward.
Other apps show you what you spent. Plata shows you what's coming: paychecks, bills, goals, and what's safe to spend today.
Cancel what you don't use in one tap.
We find your zombie subscriptions — the ones you pay for but don't use — and cancel them for you. Our users save $73/mo on average in month one.
Three steps. No learning curve.
Email only. No credit card. No wasted time.
Link your bank in 2 taps, or type transactions manually — Plata categorizes for you.
Ask, act, save. Plata learns your financial life every day.
One plan. Everything included.
No confusing tiers. No surprises. No ads, forever.
- Unlimited AI assistant
- Bank sync (Plaid)
- Manual entry + receipt scan
- 90-day cash flow forecast
- Zombie subscription detection
- Unlimited budgets and goals
- Shared budgets (couples/family)
- Full data export
- Bilingual email support