Your money, finally clear.
The bilingual AI budget app that acts like a personal CFO — so you can stop logging and start living.
Built to beat every other budget app.
Every other budget app is Excel with charts. Plata is a financial advisor.
English and Spanish as peers. Not a bolted-on translation — a first-class language for your family.
Your data is yours. Bank-grade encryption. No ads, no data selling, ever.
Not just past charts — predicts the next 90 days. You always know what's safe to spend today.
Shared budgets with private zones. Your salary, their debt, each individual spend, shared home expenses.
Instead of dull categories: the Disney trip, the house, the emergency fund. Goals that actually matter.
YNAB takes weeks to learn. Plata makes sense in 30 seconds. Ask a question. Done.
Ask anything about your money.
Plata knows your income, accounts, spending, and goals. Ask it anything like you're talking to an advisor who already knows what matters.
Look forward, not backward.
Other apps show you what you spent. Plata shows you what's coming: paychecks, bills, goals, and what's safe to spend today.
Cancel what you don't use in one tap.
We find your zombie subscriptions — the ones you pay for but don't use — and help you cancel them. Most people have $50–$100/mo in forgotten charges.
Three steps. No learning curve.
Email only. No credit card. No wasted time.
Link your bank in 2 taps, or type transactions manually — Plata categorizes for you.
Ask, act, save. Plata learns your financial life every day.
One plan. Everything included.
No confusing tiers. No surprises. No ads, forever.
- Unlimited AI assistant
- Manual entry + receipt scan
- 90-day cash flow forecast
- Zombie subscription detection
- Unlimited budgets and goals
- Shared budgets (couples/family)
- Full data export (CSV/JSON)
- Bilingual email support
- Auto bank sync (Q2 2026)
My family talked about money in Spanglish.
I grew up in Miami in a family that spoke two languages. When I started managing my own money, every app was English-first and treated Hispanics as an afterthought — bad translations, support in another timezone, ads every other screen.
Plata is what my mom could have used without asking for help. And what my dad would have understood without a course. A financial advisor that speaks the way you speak, and respects your privacy the way you do.
